If we’re talking about recovery from a hard long run or workout, recovery is easier when you take an easy day (or two, if you’re more ‘mature’ like me) to let the body repair and rebuild before the next hard workout.
So in the case of recovery from a life-altering critical illness like cancer, heart attack or stroke – how would you finish the sentence?
Recovery is easier when
I’m sure you can think of many more but there’s one more for sure that may not automatically be top-of-mind.
Recovery is easier when you’re not worried about paying the bills.
A little callous, perhaps, bringing money into it – but them’s the facts. The designers of ‘Critical Illness’ insurance figured this out. More money = faster, more likely recovery from conditions that previously used to kill us.
Last year, I sent you a brochure which outlined a simple way to get this valuable coverage. In fact, you can find out if you qualify in a few minutes (just call or eMail me for a qualifying checklist).
Did you read it? Or did you throw it out? No hard feelings if you did; I do my fair share of ‘recycling’. But this is important. This type of ‘recovery’ insurance can make a real difference.
Don’t take my word for it. Talk to someone who recovered. Do you think that worrying less about money would help or hinder your recovery?
Critical Illness insurance is not available to everyone. You owe it to yourself to find out if you can qualify. This is one ‘Lifestyle Net’ you don’t want to be without.
You’ve heard it before on the infomercials – ‘We can’t do this all day!’ – but we’re talking about something more important than durable cleaning towels here. You really have to buy this stuff before you think you’ll need it. The phone lines will be closed when you think you do.
PS: So you see value in Critical Illness recovery insurance but you’re on the fence because you don’t think it will happen to you? You should know that there’s an option which refunds your premiums if you don’t have a claim. Sound good? Does it cost extra? You bet. Ask me about it.
Life insurance may seem like a dry topic but let me tell you, times they are a changing!
As you may have read in my recent letter, rates are going up…again. The products most greatly affected are the ones with level premiums and long term guarantees. What’s new this time around is that it’s not just Permanent Life insurance.
I just received an eMail from a major insurer informing me of imminent rate increases (we’re talking a few short weeks) due to the continuing low interest rate environment — and this time, Critical Illness insurance premiums are going up too.
So what does this all mean to you? It’s simple. If you need or want Permanent (read: level cost, will pay out throughout your lifetime) Life or Critical Illness insurance, getting it now will cost you less than waiting until later.
You see, once you buy guaranteed insurance, the insurer can’t make any changes to it. So the only way they can bring in more revenue to cover new, increased or unanticipated costs is to re-price, withdraw, or make changes to insurance plans that haven’t been purchased yet.
And the only way to guard against that is to buy it now. You probably know of someone who bought this fantastic Life insurance plan years ago that was such a great deal (maybe it’s you?). I’ll bet it didn’t seem like as great a deal at the time. But when you look at it in retrospect — now that it costs more or worse yet, is unavailable — it was too good to pass up.
My wife tells me that ‘action is sexy’. You probably don’t want to know the context (it’s not what you’re thinking) but the reality is that there is something very ’sexy’ about getting things done…now. Can you think of a better time?